Enjoy the freedom to create your own financial operation using our platform
It’s your company generating more value and businesses through our products and financially delivered services.
The financial platform which boosts your success.
BaaSik provides embracing solutions for all occasions.
Digital Bank
We offer a full White Label platform, with financial products and services which are ready for you.
Payment
Payment simplification, including wire transfers, payments by credit card and PIX.
Credit Cards
Credit card provisions, enabling its clients to make purchases on site stores or on-line.
Consulting
Consultancy in order to structure end-to-end digital bank operations.
APIs
We support integrations with ERP and BaaS technology platforms, cognitive service and business intelligence.
Documentation
We support our clients during the entire legal documentation for the opening of your Digital Bank.
We take care of tech, products and technological tools for you. Your only concern is to take care of your business!
Financial Marketplace as a Service.
Financial Marketplace as a service +
Application +
Web/Internet Banking +
Financial Back office/Accounting +
Financial Products +
BaaSik's news center
In this area you keep yourself informed about BaaSik’s news and also some tips involving both financial and technological markets
Using Banking as a Service (BaaS) on cloud services
Using Banking as a Service (BaaS) on cloud services offers numerous advantages for both financial institutions and their customers. Here are some of the key
What are Fintechs and its main particularities in the financial market?
Usually, bureaucracy tends to be one of the main features of the banking system. However, what if an emerging initiative would propose the same (and
Questions?
If your questions and doubts are not written bellow, please contact us!
What does Bank as a Service mean?
Bank as a Service (BaaS) is a business model in the financial sector in which financial institutions make certain components available from their banking services such as infrastructure, technology and financial products, for other companies (named either Partners or Customers), allowing these companies to offer banking services under their own brand, with no need to build a whole banking structure from scratch.
In essence, o BaaS allows that non-financial companies, such as FinTechs, startups, tech companies, and retailers, to incorporate financial services in their offers without the need to obtain a full banking license or even investing in complex back-end systems. These companies can enjoy the banking infrastructure already established by a BaaS provider, which can be a traditional bank or a specialized financial institution.
What is a financial marketplace?
A Financial Marketplace is an online platform, wich assembles many providers from financial services and products in only one place, allowing customers and companies to compare, pick and get a variety of financial products from different institutions. These products are able to include bank loans, credit cards, bank accounts, ensurances, investments and other related types of services.
The Financial Marketplace concept is similar to an online market, where different suppliers compete to offer their products and services to their clientele. However, in a Financial Marketplace, the products being offered are related to financial services.
What are APIs?
APIs mean Application Programming Interfaces. An API is a group of rules and protocols that allow different softwares interact and comunicate with each other. It defines how different software components must comunicate, what operations can take place and which data may be accessed.
APIs play a fundamental role in the integration of systems and apps, allowing developers to create softwares which are able to interact with both services and external resources in a way that is standardized and efficient. Instead of having to develop the entire function from scratch, developers can use APIs to access third party resources in an easier and faster way.
For instance, when you use an app of weather forecasting, it probably doesn’t collect all meteorological data by itself. Instead, it probably is using an API from a weather forecast service, which provides up to date data for the app.
How does BaaSik work?
BaaSik is a Bank as a Service platform, which allows you to create your own financial operation with agility, ease and security or consuming our APIs to integrate with your platform or even utilizing our entire White Label platform.
Our platform is highly customizable and scalable, allowing you to choose the services you wish to use in your platform, including digital accounts, credit cards, payments and much more. Furthermore, you are able to personalize the appearence of our White Label platform including the name, brand and colors of your Digital Bank and start your new business, offering an amazing experience to your clients.
What is BaaSik’s billing form
BaaSik’s billing form will depend on the chosen modality:
The White Label Platform
For this modality, you’ll pay for the Setup (configuration, installing and platform personalization).
In case there’s a need to hire our consultancy to support in the implantation of your Digital Bank from end to end, including business model, strategic plan, operational model, Business and Controlling tactics, compliance model and governance, everything that’s necessary to put your operation out there. You’ll be paying a price for this service.
After the production implanting, you’ll pay a monthly amount for the use of the platform, also a monthly amount for transactions done by clients.
On the other hand, you will receive a monthly amount of commissions from the sold products on your digital bank, for example, after each operation of hired credit by your clients, you receive a comission above the hired amount.
APIs consumption
For this modality, you’ll pay a monthly amount for the use of our APIs and another monthly amount for transactions done by clients. On the other hand, you will receive a monthly amount for commissions from the products sold on your digital bank, for instance, by every hired credit operation you receive a commission above the hired amount.
Is there any regulatory responsibility involving the operation?
With BaaSik the client is completely yours, therefore the only concern your partner has about our platform is to manage its Marketing, prospect customers, make product sales, make calls and create a relationship with the customers. Also it must prevent illegal activities such as money laudry, terrorism financing and financial fraud.
All of it will be done using our platform and tools which we make available to facilitate your life and business.
What is the average time to get into the production?
BaaSik was founded with the intent of speeding up the availability of digital banking, therefore, with our platform you’re able to reduce in 10x the developing time of your platform and also gain time to offer a new experience to your client, moreover, new products and services that add value to your business.
Similar projects from both developing and implantation of Digital Banking take an average of 24 to 36 months to make the platform for clients available.
Why should I hire BaaSik?
BaasiK has been structured by banking executives, therefore we know the operation from beginning to end amd we are able to help build your business in the best possible way, moreover, we provide you a customized experience: we tailor the platform according to your needs by offering a Cloud Platform and a modern, stable, highly adaptable and scalable Stack Technology. We offer complete products/services with everything necessary in order for you to have your Digital Bank with credit cards, lending, financial, insurance, payment methods products. Our concern is consistency and safety. We work with business partners who have consistancy, credibility and a wide experience in offering connections to the platform also we own everything in only one place. We provide to our partners from consulting to technology, even the products so that you can own your new business in a much quicker and profitable way, all of it with just a single contact.
